“PENERAPAN TECHNOLOGY READINESS ACCEPTANCE MODEL (TRAM) DALAM MENGUKUR KESIAPAN DAN PENERIMAAN TEKNOLOGI CASHLESS: STUDI KASUS GURU DAN STAFF SEKOLAH SWASTA DI SEMARANG”. SOSCIED, vol. 7, no. 2, Nov. 2024, pp. 397-04, https://doi.org/10.32531/jsoscied.v7i2.750.