PENERAPAN TECHNOLOGY READINESS ACCEPTANCE MODEL (TRAM) DALAM MENGUKUR KESIAPAN DAN PENERIMAAN TEKNOLOGI CASHLESS: STUDI KASUS GURU DAN STAFF SEKOLAH SWASTA DI SEMARANG. jsoscied [Internet]. 2024 Nov. 17 [cited 2026 May 2];7(2):397-404. Available from: https://jurnal.poltekstpaul.ac.id/index.php/jsoscied/article/view/750